curl "https://api.haau3.com/v1/fhir/r4/InsurancePlan/H2406-013-000" \
  -H "Authorization: Bearer $HAAU3_API_KEY"

import { Haau3 } from "@haau3/sdk";

const haau3 = new Haau3(); // reads HAAU3_API_KEY
const insurancePlan = await haau3.readInsurancePlan("H2406-013-000");
console.log(insurancePlan.id);

from haau3 import Haau3

client = Haau3()  # reads HAAU3_API_KEY
insurance_plan = client.read_insurance_plan("H2406-013-000")
print(insurance_plan.get("id"))

package main

import (
	"context"
	"fmt"
	"log"

	"github.com/haau3/haau3-go"
)

func main() {
	ctx := context.Background()
	client, err := haau3.NewClient() // reads HAAU3_API_KEY
	if err != nil {
		log.Fatal(err)
	}
	insurancePlan, err := client.ReadInsurancePlan(ctx, "H2406-013-000")
	if err != nil {
		log.Fatal(err)
	}
	if insurancePlan.ID != nil {
		fmt.Println(*insurancePlan.ID)
	}
}

{
  "resourceType": "InsurancePlan",
  "id": "H2406-013-000",
  "meta": {
    "profile": [
      "https://haau3.com/fhir/StructureDefinition/haau3-insurance-plan",
      "http://hl7.org/fhir/us/insurance-card/StructureDefinition/sbc-insurance-plan|2.0.0-ballot"
    ]
  },
  "contained": [
    {
      "resourceType": "Organization",
      "id": "issuer",
      "identifier": [
        {
          "type": {
            "coding": [
              {
                "system": "https://haau3.com/fhir/CodeSystem/payor-identifier-types-cs",
                "code": "cms-contract-id",
                "display": "CMS Contract ID"
              }
            ]
          },
          "system": "https://haau3.com/fhir/NamingSystem/cms-ma-contract-id",
          "value": "H2406"
        }
      ],
      "name": "UnitedHealthcare",
      "alias": [
        "CARE IMPROVEMENT PLUS SOUTH CENTRAL INSURANCE CO."
      ]
    },
    {
      "resourceType": "Location",
      "id": "state-FL",
      "physicalType": {
        "coding": [
          {
            "system": "http://terminology.hl7.org/CodeSystem/location-physical-type",
            "code": "jdn",
            "display": "Jurisdiction"
          }
        ]
      },
      "address": {
        "state": "FL"
      }
    }
  ],
  "extension": [
    {
      "url": "https://haau3.com/fhir/StructureDefinition/plan-benefits-source-release",
      "extension": [
        {
          "url": "release",
          "valueString": "ma-2027-2026-10-01"
        },
        {
          "url": "file",
          "extension": [
            {
              "url": "downloadUrl",
              "valueUri": "https://www.cms.gov/files/zip/pbp-benefits-2027.zip"
            },
            {
              "url": "lastModified",
              "valueDate": "2026-10-01"
            },
            {
              "url": "sha256",
              "valueString": "6d8430e2ecb51acf3cc8547f12dd73506aa73f0dccf034cc3c3393868576ff47"
            }
          ]
        }
      ]
    },
    {
      "url": "https://haau3.com/fhir/StructureDefinition/plan-benefits-plan-facts",
      "extension": [
        {
          "url": "specialNeeds",
          "valueBoolean": false
        },
        {
          "url": "employerOnly",
          "valueBoolean": false
        },
        {
          "url": "partBOnly",
          "valueBoolean": false
        },
        {
          "url": "filesCostData",
          "valueBoolean": true
        },
        {
          "url": "outOfNetworkBenefit",
          "valueBoolean": true
        },
        {
          "url": "pointOfService",
          "valueBoolean": false
        }
      ]
    }
  ],
  "identifier": [
    {
      "system": "http://cms.gov/medicare/ma-plan-id",
      "value": "H2406-013-000"
    },
    {
      "system": "https://haau3.com/fhir/NamingSystem/cms-ma-bid-id",
      "value": "H2406_013_0"
    }
  ],
  "type": [
    {
      "coding": [
        {
          "system": "http://terminology.hl7.org/CodeSystem/insurance-product-type",
          "code": "mediadv",
          "display": "Medicare Advantage"
        }
      ]
    }
  ],
  "status": "active",
  "name": "AARP Medicare Advantage from UHC FL-0021 (PPO)",
  "period": {
    "start": "2027",
    "end": "2027"
  },
  "ownedBy": {
    "reference": "#issuer",
    "display": "UnitedHealthcare"
  },
  "contact": [
    {
      "purpose": {
        "text": "General Questions"
      },
      "telecom": [
        {
          "system": "phone",
          "value": "(866)627-7806"
        },
        {
          "system": "url",
          "value": "AARPMedicarePlans.com"
        }
      ]
    },
    {
      "purpose": {
        "text": "Provider directory"
      },
      "telecom": [
        {
          "system": "url",
          "value": "AARPMedicarePlans.com"
        }
      ]
    }
  ],
  "coverageArea": [
    {
      "reference": "#state-FL"
    }
  ],
  "coverage": [
    {
      "type": {
        "coding": [
          {
            "system": "http://terminology.hl7.org/CodeSystem/v3-ActCode",
            "code": "HIP",
            "display": "health insurance plan policy"
          }
        ]
      },
      "benefit": [
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "primary-care-visit",
                "display": "Primary Care Visit"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "7a",
                "display": "Primary Care Physician Services"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "specialist-visit",
                "display": "Specialist Visit"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "7d",
                "display": "Physician Specialist Services"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "urgent-care",
                "display": "Urgent Care"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "4b",
                "display": "Urgently Needed Services"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "emergency-room-care",
                "display": "Emergency Room Care"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "4a",
                "display": "Emergency Services"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "hospital-inpatient",
                "display": "Hospital Inpatient Care"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "1a",
                "display": "Inpatient Hospital-Acute"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "hospital-outpatient",
                "display": "Hospital Outpatient Care"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "9a1",
                "display": "Outpatient Hospital Services"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "facility-fee",
                "display": "Facility Fee"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "9b",
                "display": "Ambulatory Surgical Center (ASC) Services"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "imaging",
                "display": "Imaging (CT/PET/MRI)"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "8b1",
                "display": "Diagnostic Radiological Services"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "rehabilitation",
                "display": "Rehabilitation Services"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "7i",
                "display": "Physical Therapy and Speech-Language Pathology Services"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "mental-health-outpatient",
                "display": "Mental/Behavioral Health Outpatient Services"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "7e1",
                "display": "Individual Sessions for Mental Health Specialty Services"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "emergency-medical-transport",
                "display": "Emergency Medical Transportation"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "10a1",
                "display": "Ground Ambulance Services"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-benefit-category",
                "code": "skilled-nursing",
                "display": "Skilled Nursing Care"
              },
              {
                "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                "code": "2",
                "display": "Skilled Nursing Facility (SNF)"
              }
            ]
          }
        }
      ]
    }
  ],
  "plan": [
    {
      "extension": [
        {
          "url": "https://haau3.com/fhir/StructureDefinition/plan-benefits-additional-benefit",
          "extension": [
            {
              "url": "category",
              "valueCodeableConcept": {
                "coding": [
                  {
                    "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                    "code": "8a2",
                    "display": "Lab Services"
                  }
                ]
              }
            },
            {
              "url": "cost",
              "extension": [
                {
                  "url": "type",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/benefit-type",
                        "code": "copay",
                        "display": "Copayment per service"
                      }
                    ],
                    "text": "Copayment"
                  }
                },
                {
                  "url": "applicability",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "in-network",
                        "display": "In Network"
                      }
                    ]
                  }
                },
                {
                  "url": "amount",
                  "valueQuantity": {
                    "value": 0,
                    "code": "USD",
                    "system": "urn:iso:std:iso:4217",
                    "unit": "USD"
                  }
                }
              ]
            },
            {
              "url": "cost",
              "extension": [
                {
                  "url": "type",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/benefit-type",
                        "code": "copay",
                        "display": "Copayment per service"
                      }
                    ],
                    "text": "Copayment"
                  }
                },
                {
                  "url": "applicability",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "out-of-network",
                        "display": "Out of Network"
                      }
                    ]
                  }
                },
                {
                  "url": "amount",
                  "valueQuantity": {
                    "value": 0,
                    "code": "USD",
                    "system": "urn:iso:std:iso:4217",
                    "unit": "USD"
                  }
                }
              ]
            }
          ]
        },
        {
          "url": "https://haau3.com/fhir/StructureDefinition/plan-benefits-additional-benefit",
          "extension": [
            {
              "url": "category",
              "valueCodeableConcept": {
                "coding": [
                  {
                    "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                    "code": "9a2",
                    "display": "Observation Services"
                  }
                ]
              }
            },
            {
              "url": "cost",
              "extension": [
                {
                  "url": "type",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/benefit-type",
                        "code": "copay",
                        "display": "Copayment per service"
                      }
                    ],
                    "text": "Copayment"
                  }
                },
                {
                  "url": "applicability",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "in-network",
                        "display": "In Network"
                      }
                    ]
                  }
                },
                {
                  "url": "qualifier",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "https://haau3.com/fhir/CodeSystem/plan-benefits-cost-qualifier",
                        "code": "per-day",
                        "display": "Per day"
                      }
                    ]
                  }
                },
                {
                  "url": "amount",
                  "valueQuantity": {
                    "value": 550,
                    "code": "USD",
                    "system": "urn:iso:std:iso:4217",
                    "unit": "USD"
                  }
                }
              ]
            },
            {
              "url": "cost",
              "extension": [
                {
                  "url": "type",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/benefit-type",
                        "code": "copay-percent",
                        "display": "Copayment Percent per service"
                      }
                    ],
                    "text": "Coinsurance"
                  }
                },
                {
                  "url": "applicability",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "out-of-network",
                        "display": "Out of Network"
                      }
                    ]
                  }
                },
                {
                  "url": "amount",
                  "valueQuantity": {
                    "value": 40,
                    "code": "%",
                    "system": "http://unitsofmeasure.org",
                    "unit": "%"
                  }
                }
              ]
            }
          ]
        },
        {
          "url": "https://haau3.com/fhir/StructureDefinition/plan-benefits-additional-benefit",
          "extension": [
            {
              "url": "category",
              "valueCodeableConcept": {
                "coding": [
                  {
                    "system": "https://haau3.com/fhir/CodeSystem/cms-pbp-service-category",
                    "code": "6",
                    "display": "Home Health Services"
                  }
                ]
              }
            },
            {
              "url": "cost",
              "extension": [
                {
                  "url": "type",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/benefit-type",
                        "code": "copay",
                        "display": "Copayment per service"
                      }
                    ],
                    "text": "Copayment"
                  }
                },
                {
                  "url": "applicability",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "in-network",
                        "display": "In Network"
                      }
                    ]
                  }
                },
                {
                  "url": "amount",
                  "valueQuantity": {
                    "value": 0,
                    "code": "USD",
                    "system": "urn:iso:std:iso:4217",
                    "unit": "USD"
                  }
                }
              ]
            },
            {
              "url": "cost",
              "extension": [
                {
                  "url": "type",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/benefit-type",
                        "code": "copay-percent",
                        "display": "Copayment Percent per service"
                      }
                    ],
                    "text": "Coinsurance"
                  }
                },
                {
                  "url": "applicability",
                  "valueCodeableConcept": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "out-of-network",
                        "display": "Out of Network"
                      }
                    ]
                  }
                },
                {
                  "url": "amount",
                  "valueQuantity": {
                    "value": 50,
                    "code": "%",
                    "system": "http://unitsofmeasure.org",
                    "unit": "%"
                  }
                }
              ]
            }
          ]
        }
      ],
      "type": {
        "coding": [
          {
            "system": "http://hl7.org/fhir/us/insurance-card/CodeSystem/sbc-plan-type",
            "code": "PPO",
            "display": "Preferred Provider Organization (PPO)"
          }
        ],
        "text": "Local PPO"
      },
      "coverageArea": [
        {
          "reference": "#state-FL"
        }
      ],
      "generalCost": [
        {
          "type": {
            "coding": [
              {
                "system": "https://haau3.com/fhir/CodeSystem/plan-benefits-general-cost-type",
                "code": "monthly-premium",
                "display": "Monthly premium"
              }
            ],
            "text": "Monthly premium"
          },
          "cost": {
            "value": 0,
            "currency": "USD"
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "https://haau3.com/fhir/CodeSystem/plan-benefits-general-cost-type",
                "code": "part-b-premium-reduction",
                "display": "Part B premium reduction"
              }
            ],
            "text": "Part B premium reduction"
          },
          "comment": "None"
        },
        {
          "extension": [
            {
              "url": "https://haau3.com/fhir/StructureDefinition/plan-benefits-cost-scope",
              "extension": [
                {
                  "url": "network",
                  "valueCoding": {
                    "system": "http://terminology.hl7.org/CodeSystem/benefit-network",
                    "code": "out",
                    "display": "Out of Network"
                  }
                },
                {
                  "url": "member",
                  "valueCoding": {
                    "system": "http://terminology.hl7.org/CodeSystem/benefit-unit",
                    "code": "individual",
                    "display": "Individual"
                  }
                },
                {
                  "url": "appliesTo",
                  "valueCoding": {
                    "system": "https://haau3.com/fhir/CodeSystem/plan-benefits-cost-scope",
                    "code": "medical",
                    "display": "Medical"
                  }
                }
              ]
            }
          ],
          "type": {
            "coding": [
              {
                "system": "http://terminology.hl7.org/CodeSystem/coverage-copay-type",
                "code": "deductible",
                "display": "Deductible"
              }
            ],
            "text": "Individual Deductible"
          },
          "cost": {
            "value": 1000,
            "currency": "USD"
          },
          "comment": "Out of network, for medical care"
        },
        {
          "extension": [
            {
              "url": "https://haau3.com/fhir/StructureDefinition/plan-benefits-cost-scope",
              "extension": [
                {
                  "url": "network",
                  "valueCoding": {
                    "system": "http://terminology.hl7.org/CodeSystem/benefit-network",
                    "code": "in",
                    "display": "In Network"
                  }
                },
                {
                  "url": "member",
                  "valueCoding": {
                    "system": "http://terminology.hl7.org/CodeSystem/benefit-unit",
                    "code": "individual",
                    "display": "Individual"
                  }
                },
                {
                  "url": "appliesTo",
                  "valueCoding": {
                    "system": "https://haau3.com/fhir/CodeSystem/plan-benefits-cost-scope",
                    "code": "medical",
                    "display": "Medical"
                  }
                }
              ]
            }
          ],
          "type": {
            "coding": [
              {
                "system": "http://terminology.hl7.org/CodeSystem/coverage-copay-type",
                "code": "maxoutofpocket",
                "display": "Maximum out of pocket"
              }
            ],
            "text": "Individual Out-of-Pocket Maximum"
          },
          "cost": {
            "value": 7150,
            "currency": "USD"
          },
          "comment": "In network, for medical care"
        },
        {
          "extension": [
            {
              "url": "https://haau3.com/fhir/StructureDefinition/plan-benefits-cost-scope",
              "extension": [
                {
                  "url": "network",
                  "valueCoding": {
                    "system": "http://terminology.hl7.org/CodeSystem/benefit-network",
                    "code": "out",
                    "display": "Out of Network"
                  }
                },
                {
                  "url": "member",
                  "valueCoding": {
                    "system": "http://terminology.hl7.org/CodeSystem/benefit-unit",
                    "code": "individual",
                    "display": "Individual"
                  }
                },
                {
                  "url": "appliesTo",
                  "valueCoding": {
                    "system": "https://haau3.com/fhir/CodeSystem/plan-benefits-cost-scope",
                    "code": "medical",
                    "display": "Medical"
                  }
                }
              ]
            }
          ],
          "type": {
            "coding": [
              {
                "system": "http://terminology.hl7.org/CodeSystem/coverage-copay-type",
                "code": "maxoutofpocket",
                "display": "Maximum out of pocket"
              }
            ],
            "text": "Individual Out-of-Pocket Maximum"
          },
          "comment": "Out of network, for medical care: none"
        },
        {
          "extension": [
            {
              "url": "https://haau3.com/fhir/StructureDefinition/plan-benefits-cost-scope",
              "extension": [
                {
                  "url": "network",
                  "valueCoding": {
                    "system": "https://haau3.com/fhir/CodeSystem/plan-benefits-cost-scope",
                    "code": "combined",
                    "display": "In and out of network combined"
                  }
                },
                {
                  "url": "member",
                  "valueCoding": {
                    "system": "http://terminology.hl7.org/CodeSystem/benefit-unit",
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